Nivea Sun - Protect and Moisturise SPF20 Lotion (200ml). NIVEA SUN Protect & Moisture Sun Lotion SPF 20 provides you with long-lasting and intensive moisture. The formula is readily biodegradable and water-resistant.. Get highly effective UVA and UVB protection that immediately protects you against sunburn and premature skin aging. B. efore sun exposure, apply sunscreen generously and reapply frequently, especially after swimming, perspiring and toweling. The skin compatibility of this sunscreen has been dermatologically proven.